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DENNIS.GARDENER
 
Don't Leave Them To Guess What You Wanted

by Dennis Gardener

Have you seen a patchwork quilt recently? They used to be all the rage, but like the traditional ‘nuclear family’ of mum, dad and 2.2 kids, they seem to have gone out of fashion. 

That colourful mix of individual pieces stitched together, sometimes quite haphazardly, always used to create a cosy, appealing and totally comfortable cocoon to wrap yourself up in. 

It’s a great analogy for the family structure that so many people are now familiar with: by the time so many of us reach mid life, for whatever reason, you might now have children with one spouse and perhaps another child living with an ex – perhaps then, or now, you’re not married. Or you might have children from whom you’re estranged, as you now have a husband or wife who isn’t their parent.

There’s no doubt life is complicated, just like the patchwork pattern. Right now, your patchwork pattern might seem secure. What you don’t want is for everything to unravel if something unexpected happens. At a time when people are at their most raw, fragile and stressed – perhaps after a bereavement – it’s essential that what you want for them is clear. 

And the best and only way to ensure that, is for you to leave a will.

If that patchwork pattern is familiar, when you think of your own extended family circumstances, then you don’t want to put off thinking about how to keep it designed just as you want it, should something unexpected happen. 

What’s the alternative? Well if you procrastinate and think tomorrow is soon enough to sort it all out deciding what you want the design to be and leaving clear instructions, consider this…. If you don't do anything then – if it becomes necessary – the government's going to step in and do something for you! They've already decided exactly who gets what and when in the absence of your own express wishes – and it certainly isn't likely to match what you want!

Surely you want to make sure that your partner gets the things you want to leave them? 

The truth is that unless you make express provision in a will, they might not be legally obliged to get anything, let alone what you assume.

Do you realise that without a will your children can get more that your spouse?

Do you really want a 16-year-old to receive a pile of money in one go, with no provisions for what they can spend straight away? 

Sure, you’ll want the kids to have their fair share, but what about protecting that until it's the right time for them to receive it – and that isn’t likely to be all at once when they are just 16.

Today’s patchwork families don’t deserve to be left fighting over the things you have left, just when they feel at their most vulnerable. You can protect them. It's a case of sitting down with me today, having a conversation, and as a qualified will writer with over 17 years’ experience I can go through your wishes, offer legal and sensible options and advice, and then you decide what's right for you and yours.

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  •  "Dennis Gardener was polite, respectful, discreet, informative and efficient. He provided me with excellent guidance and advice with regards to my will and Power of Attorney . He is a professional in every sense of the word. I would not hesitate to recommend" 

    Sheena Wright
  •  "We were given very detailed guidance on all aspects which we felt we needed to do in a way which was easily understood. At all times we felt completely at ease and able to ask questions as they arose. We were impressed at how quickly things fell into place as it is obviously a big subject. A very professional job! Thank you." 

    Mr N Wells and Mrs A Wells
  • "Dennis Gardener was polite, respectful, discreet, informative and efficient. He provided me with excellent guidance and advice with regards to my will and Power of Attorney . He is a professional in every sense of the word. I would not hesitate to recommend"

    Frederick Rainey